We believe that learning about personal finance doesn't have to be dry or boring. The best learning experiences in life happen when we are truly inspired, encouraged, and motivated by the instruction we receive. At the CEB we strive to conduct classes in a manner that connects with our audience and stimulates our listeners to take action. Having provided more than 1,200 personal finance classes, the CEB has worked with virtually every segment of the population and understands what it takes to facilitate effective education.
Improving our financial well being takes more than just hearing information. It's estimated that over 80% of fiscal responsibility comes down to behaviors instead of knowledge. Along with providing the most up-to-date and relevant information, the CEB also provides listeners with the impetus and tools needed to take the right actions.
Booking a class is a simple process. It begins by completing the Class Request Form.
This brief form tells us all about the class or classes you are interested in and enables us to provide you with a price proposal. After signing and returning the price proposal, the booking process is complete. It's that easy.
Most of the classes offered by the CEB are designed to be delivered in a one hour session although; each class is flexible so that we can fit the learning experience within your time allotment. Additionally, we can tailor a series of classes to fit your needs from any of the classes listed below. Mix and match and develop a series that suits your audience.
Building a Strong Financial Future is a presentation that helps listeners understand how they can 1. Create an outlook for their finances that will create motivation and discipline, 2. Develop specific, attainable financial goals that fit with their values, 3. Develop the necessary tools for maintaining a simple and effective spending plan, and 4. Create a plan for building a strong financial future!
The topic of credit can be daunting when you consider everything involved. With so many changes and regulations, it's difficult in this day and age to have a solid grasp of things such as credit scores, credit reports, and what is considered to be good credit. Through Credit Reports, Scores, and all that Fun Stuff consumers learn how to order their credit report, how to read their credit report, how to dispute and correct inaccurate credit reporting information, how to repair and rebuild damaged credit, and strategies for debt management.
It's estimated that the average American household owes almost $10,000 in credit card debt alone, representing minimum payments of almost $400 a month. Covering strategies for negotiating interest rates, negotiating settlements, and developing repayment plans, this class empowers consumers to take charge of their debt and work towards a debt-free lifestyle.
Credit scoring is a subject that has grown exponentially over the past several years. Traditionally, consumers have only been made aware of FICO scores – used originally by mortgage lenders. Today, there are over 100 different types of credit scores in the market with their own take on the credit scoring model. Learn about current trends, the factors that affect scores, the do's and don'ts of credit scores, and how to obtain and understand a credit score.
Identity theft is one of the most pervasive crimes in our nation. It impacts individuals from all walks of life and is typically carried out by a person that is known to the victim. Criminals are continually developing new ways of farming sensitive personal information to carry out their crimes. In this ever-changing landscape of electronic transactions and information sharing technology, it's vital that we continually learn what measures we need to take to remain safe. This class lays the groundwork for what we need to do to combat identity thieves.
When it comes to dealing with debt collectors, many consumers feel lost not knowing where to begin. This class is the perfect way to gain the knowledge and confidence needed to tackle old collection debts with skill and ease. The class covers what collectors can and cannot do, how debt collectors get paid, options for responding to a debt collector, record keeping, enlisting the help of an attorney, and options when a debt collector violates the law.
Approved in the four judicial districts of New York State, this two-hour class satisfies all of the pre-discharge debtor education requirements of the new bankruptcy law. The content of this course covers budgeting development, money management, wise use of credit, and consumer information. Sign Up Now.
Building a plan for financial peace and success
Are you looking to improve your financial picture, but you're not sure where to begin? Building the Foundation for Financial Wellness offers students the opportunity to get started the right way… with vision, outlook, and motivation backed by a solid plan.
Learn how to:
Treatments that create a healthier financial picture
We all face financial "ills" from time to time that come in many shapes and forms; from the proverbial fiscal "cold" to the chronic pain of monetary "arthritis". Unfortunately, many financial ills are often ignored or untreated. Cures for Financial Ills explores the strategies and treatments that create a healthier financial picture:
Learning the ins and outs of maintaining good credit
Getting a checkup can be a nerve-racking experience… we fear the unknown. The topic of credit can be equally daunting when you consider everything involved; credit reports, credit scores, credit cards, debt, regulations, creditors, loans, etc. When it comes to getting a "credit checkup" it's difficult in this day and age to have a solid grasp of where we're at and what we need to do. This class examines the ins and outs of maintaining good credit:
Strategies for building good credit scores
It's hard to believe that a little three digit number can affect our finances in such a dramatic fashion. Credit scores have become the modern gauge of a healthy financial picture. Do you know what your "financial temperature" is? Is your credit history running a fever or suffering from hypothermia? Discover the do's and don'ts of credit scores and learn what it takes to maintain a good financial temperature:
Keeping your identity safe from harm
It's been said that a good name is more valuable than gold. Needless to say, few things are more frightening than the prospect of falling victim to identity theft. It's estimated that the average victim will spend over 100 hours and spend more than$1,000 clearing their name. Learn what it takes to protect our financial DNA and keep our personal information safe from harm:
Believe it or not, with the right effort and strategy, all students have the potential to become millionaires! Becoming Wealthy inspires young people to take charge of their financial futures through the power of saving. Students learn how to be disciplined with their spending, what tools are necessary for managing finances effectively, and a plan for saving over $1 million during their lifetime.
When it comes to the subject of credit, we've all felt like dummies at one point or another. Getting Smart About Credit provides a fun and humorous approach to helping students learn the ins and outs of handling credit in a smart way. Participants explore the benefits and dangers credit, high-cost credit cards, ways to establish a solid credit history, and how to use credit effectively throughout life.
Being disciplined enough to spend our money wisely and efficiently is one of the most challenging tasks that we all face. In our current culture it's difficult to stay on track when there are so many outside forces tempting us to spend, spend, spend. This class helps students recognize harmful spending habits and empowers them to spend money the right way.
Understanding how to handle money the right way doesn't have to be a lesson that we learn through trial and error. Learning the right lessons early on can make a huge difference when it comes to successful finances. In this class students learn the main "money lessons" that everyone should know from the start when it comes to managing money.
Checking accounts can be a student's first introduction to the world of banks and credit unions. Unfortunately, many students are not taught even the basics of balancing a checkbook. In Check It Out, students work in a workshop format to learn everything that goes into handling a checking account – writing checks, making deposits, using a check register, understanding a statement, and reconciling an account.
Heading out into the real world as a recent college graduate can be an intimidating experience. Figuring out how to manage finances and handle expenses on a limited income is a challenge for anyone – especially for someone managing their own finances for the first time. Taking Care of Finances After School is a class developed to help students entering the world of work so they can get started on the right footing. Students learn how to get a handle on the future, how to build good credit, how to develop and live within a budget, and several important wise spending strategies.
Understanding the ins and outs of credit can be like trying to fight your way through a treacherous maze. One wrong move or turn can lead to disastrous consequences with long-lasting effects. Navigating the Credit Road leads students through the process of establishing and maintaining good credit without becoming burdened by debt. Learn how to order your credit report for free from the annual credit report service, read and understand the information in your credit file, how credit scores work, what things affect your credit score, how to establish and maintain good credit without going into debt, and how to live a lifestyle that uses good debt instead of bad debt.
Financial wisdom is vital to good stewardship. Handling day-to-day money management issues responsibly is a key to living a life of fulfillment and blessing. Being Wise with Money is an inspirational class that takes a look at biblical principals regarding goal setting, spending plans, wise spending, cash flow, and savings plans.
Positioning…finding ourselves in the right place at the right time… making adjustments when necessary… taking steps in the right direction… are all essential elements of the place of blessing. Learn the practical and spiritual keys that move us closer to a blessed financial picture through this motivating and encouraging class.
