Credit Education Bureau

Financial Health Counseling

Financial stresses affect us all…Statistics tell us that the average American household lives paycheck-to-paycheck, struggles keeping up with monthly expenses, has very little savings, and carries a significant amount of debt. Nothing seems to have a broader or more far-reaching influence on our lives than money. It can be a source of discontent, disagreements, discord in relationships, and anxiety. Sadly, money is one of the least talked about topics in our culture. Discussing personal financial challenges tends to be viewed as taboo in most social settings. This leaves individuals and families struggling to cope with delinquent debt, damaged credit, and stretched budgets without the benefit of communication and support.

Financial Health Counseling is a critical service that provides consumers the opportunity to face their financial challenges with a caring individual who can provide information, options, and direction. Each session is tailored to best serve the needs and goals of each participant so they become empowered to take charge over their own circumstances. Through these sessions many individuals learn how to build better credit, improve money management behaviors, and clear up identity theft issues. In addition, each participant receives written, personalized plans including spreadsheets, action lists, budgets, payment plans, and resource materials.

 

How much do Sessions Cost?

Fees for Financial Health Counseling Sessions are charged to individuals and families using a sliding scale based on household income:

If your gross annual household income is under:
Individual Family Your fee is:
$35,000 $50,000 $40
$38,500 $55,000 $45
$42,000 $60,000 $50
$45,500 $65,000 $55
$49,000 $70,000 $60
$52,500 $75,000 $65
$56,000 $80,000 $70
$59,500 $85,000 $75
$63,000 $90,000 $80
$66,500 $95,000 $85
$70,000 $100,000 $90
Fees are payable at the time of service by cash, check or money order.
 
 

 
 
 

Additional information about this service

 

Financial Health Counseling Sessions are not official financial planning sessions and are not intended for the purpose of offering legal advice. These sessions are provided for education, guidance, and direction regarding day-to-day personal financial management issues. Individuals participating in these sessions should consult their own legal counsel regarding matters of a legal nature.